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HABITATIONAL
REAL ESTATE PROGRAM
Magna Carta offers a complete
package of coverages designed specifically for the apartment, condominium
and co-operative markets. Whether you own or manage a six story apartment
building or a 60 story condominium hi-rise, we can provide the property
and liability protection you need. We also offer directors’ and officers’
liability, commercial automobile and garagekeepers liability coverage and
commercial umbrella liability coverage up to $10 million.
RESTAURANT PROGRAMS
From family-style to four-star, Magna Carta has a restaurant program to
match, with competitive prices, a complete range of coverages and expert
loss control services. And our special coverage enhancement endorsement
provides many of those hard-to-get options at a very reasonable cost.
WORKERS' COMPENSATION
Magna Carta’s reputation as a leader in the workers’ compensation
arena is well deserved. We have been writing workers’ compensation
for over 25 years during a time when many carriers have been in and out
of the market. At Magna Carta we consider the policyholder to be our partner.
So we work together to keep medical costs down through such programs as
managed care, loss control services and workplace safety seminars. Our
claims staff is specially skilled in handling the needs of the businessowner
and the injured employee. Our Safety Group Program is particularly attractive
to trade and professional associations, and offers a generous policyholder
dividend feature.
FUTURE BUILDER BUSINESS OWNER POLICY
Designed particularly for the small to medium sized business, the Future
Builder business owner policy provides a broad package of protection at
an affordable price. From pizza parlors to pharmacies to garden apartment
complexes, the Future Builder is the policy of choice for flexibility
of coverage at a low cost. Magna Carta can include such important features
as all risk coverage on building and contents, loss of earnings protection,
employee dishonesty, data processing equipment coverage and up to $100,000
in accounts receivable and valuable records.
DIFFERENCE IN CONDITIONS
In our western regional operations we can put you in contact with a leading
writer of earthquake coverage. International Catastrophe Insurance Managers,
LLC, (ICAT) is a MGA with access to an established “A” rated
carrier specializing in catastrophe insurance.
EQUIPMENT BREAKDOWN COVERAGE
Through an arrangement with the Hartford Steam Boiler Inspection
and Insurance Company, we are offering our commercial property insureds
Equipment Breakdown Coverage at a very affordable price. This valuable
coverage protects the critical components of your business operations
– heating, electric, communications, air conditioning, etc. –
against the kinds of hazards that typical property insurance does not
cover.
For further details
on these and other Magna Carta Companies products and services, please
click on the “Contact us” icon.
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